In this month’s podcast, Ryan and Becky discuss the world of loans, lines of credit and mortgages. They break down how interest works and the hidden fees and traps to look for. The three main takeaways from the episode: 1) Shop around for loans. Different lenders will offer different rates 2) Make sure you are comparing apples to apples. Look for hidden finance fees and interest rate terms 3) Get overdraft protection or a line-of-credit if you can Helpful Links: Personal loans https://www.canada.ca/en/financial-consumer-agency/services/loans/personal-loans.html Lines of Credit: When to Use Them and When to Avoid Them https://www.investopedia.com/articles/personal-finance/072913/basics-lines-credit.asp Choosing a mortgage that is right for you https://www.canada.ca/en/financial-consumer-agency/services/mortgages/choose-mortgage.html Getting help from a credit counsellor https://www.canada.ca/en/financial-consumer-agency/services/debt/debt-help.html